Day 23 – Financial Hope

Today I’m trilled to be sharing a story of hope on My Life (His Mission). Head on over to Kerry’s blog and check it out, she’s sharing 31 Days of Hope.

AND there’s a giveaway!!! I’m SO excited to be blessing someone with Financial Peace University. The best part? It’s the online class so you can do it on Baby Time, in your own home.


Don’t you want to be WEIRD?!



Today I completed my final session of Financial Peace University!!

I signed up for the online course in August, and 15 weeks later I’m done! Since we started FPU, Merfman and I have made some awesome changes in our finances, but I’m most thrilled with the change in HOW we look at, deal with and spend those hard earned dolla’ billz.

It’s not rocket science my friends. It’s living within your means the way your Grandparent’s did. If you follow the steps and work the plan it will blow your mind. I promise. When you control your money, you don’t let it control you. I know we’ve all had those weeks and months where we check the bank account and our lighter wallets and wonder…WHERE did that money go?

We have a plan in place, and we’re working toward a financial goal. There’s a snowball to tackel, as Dave calls it, but it’s doable and we’re sick and tired of being normal. Because Normal = Broke. Weird = Good. It’s not easy, it’s hard work. But seeing the results makes you want to work harder.

Is life all about money? Heck, to the no!

There is so much more to life than having a big pile of cash. But, this journey is about changing our family tree, and making much of ourselves. I want to retire someday, and enjoy life with my hardworking Merfman. I want to send my future kids to college debt free, with a solid hold on their finances. I want to GIVE and bless other families someday.

Tis’ the season of giving, and long lines at the mall…circling the parking lot for ANY space. I encourage you to gift someone an education that will change their lives. I’m not being dramatic…so what if I drank the Kool-Aid, it tasted good, it worked and I paid cash for it. We believe in the program and Dave knows what he’s talking about. It’s not some crazy self-help program that’s trying to steal your money, it’s legit. Read the testimonies, talk to people about it. It works.

Avoid the long lines and the grumpy people in the parking lot at the mall. Do you really need to give Aunt so-and-so another set of sunflower tea towels? Give a gift that really will give so much more.


I Feel Pretty

Remember that one time I talked about coloring my hair at home?

Well, it finally happened! I had been dragging my feet since I didn’t want to spend the extra money last month. I went online to Sally Beauty and wrote down the prices of everything I needed…realizing that it was only a $15 investment. Oh.

So, yesterday after church we made a trip to the store to gather the necessary supplies. Merfman was very tempted to make things a little more interesting with some hot pink highlights, but quickly put it down. I was beyond nervous that I was going to buy the wrong supplies or not mix the ratio correctly and end up bald.

Last night we prepared the bathroom and wore old pajamas for fear of transfer. After 20 minuets of skilled application by Merfman, and 30 more minuets of processing I was ready to rinse and dry!

I kept checking myself out in the mirror absolutely surprised that it really WORKED!! Who knew, following directions can get you results?

Now, I didn’t do anything too intense. I only went a shade or two darker than my current shade, and I consulted a pro to get the info on what brands and supplies to buy.

The real victory is the savings, Dave Ramsey would be so proud! $15 for an at home color, or $55+ for a salon version. Yes, the home version isn’t as comfy or posh, and the results aren’t exactly the same. But I’ll take it!